Payments Gateways
We specialize in developing payment gateways that facilitate secure transactions between merchants and customers. Our implementation includes support for various protocols (e.g., REST, SOAP) and standards (e.g., PCI DSS) to ensure compliance and security. We utilize technologies like OAuth for secure authentication and encryption methods such as TLS to protect data in transit.
Payments Platform
Our team builds comprehensive payments platforms that handle transaction processing, user management, and reporting. We utilize microservices architecture to ensure scalability and maintainability, leveraging technologies such as .NET and Node.js. Our platforms support various payment methods, including credit cards, ACH transfers, and digital wallets, with robust error handling and logging mechanisms.
Multi-Currency Cards
We develop multi-currency card solutions that allow users to transact in different currencies. This involves integrating with foreign exchange APIs for real-time conversion rates and ensuring compliance with local regulations. Our architecture supports dynamic currency conversion and transaction routing based on user preferences and geographic location.
Expense Management
Our expense management solutions include features for receipt capture, categorization, and approval workflows. We implement OCR (Optical Character Recognition) for automated receipt processing and use APIs to integrate with accounting software. Data analytics tools are employed to provide insights into spending patterns and generate reports.
Secure Financial Platform (ISO 20022)
We build secure financial platforms that connect with ISO 20022 messaging standards, facilitating structured data exchange between financial institutions. Our implementation includes parsing and generating XML messages compliant with ISO 20022, ensuring interoperability with various banking systems. We prioritize security by implementing encryption and secure access controls.
Modernizing Codebase and Migrating to New Versions
We assist in modernizing legacy codebases by refactoring and migrating applications to newer frameworks and languages, such as moving from .NET Framework to .NET Core or .NET 5/6. Our approach includes automated testing and CI/CD pipelines to ensure a smooth transition with minimal downtime.
Bank Integrations and FIX Protocol
Our expertise includes integrating with banks using the FIX (Financial Information Exchange) protocol for real-time trading and transaction processing. We implement FIX engines that handle message parsing, session management, and error handling, ensuring compliance with industry standards.
Adding New Payments Solutions and Multiple Payments Services Integration
We integrate multiple payment services into existing platforms, including credit card processing, bank transfers, and third-party payment gateways. Our approach involves using APIs for seamless integration, ensuring that each service adheres to security standards and provides a consistent user experience.
Migration to Node.js and Building Public, Stable, and Reliable APIs
We migrate existing applications to Node.js to leverage its non-blocking I/O capabilities for high concurrency. Our API development follows RESTful principles, ensuring stateless interactions and resource-based URLs. We implement versioning and documentation using tools like Swagger or OpenAPI for clarity and stability.
KYC & AML
We develop KYC (Know Your Customer) and AML (Anti-Money Laundering) solutions that automate identity verification and transaction monitoring. Our systems utilize third-party APIs for document verification and employ machine learning algorithms for anomaly detection in transaction patterns.
'Buy Now, Pay Later' Platform
Our 'Buy Now, Pay Later' (BNPL) platforms are built to handle credit assessments, payment scheduling, and risk management. We implement algorithms for credit scoring based on user data and transaction history, ensuring compliance with financial regulations while providing a seamless user experience.
Building a Node.js Secure Payment Engine
We design and implement secure payment engines using Node.js capable of processing thousands of transactions per minute. Our architecture includes load balancing, horizontal scaling, and redundancy to ensure high availability. We employ security measures such as tokenization and encryption to protect sensitive data during transactions.
